The Auto Insurance Rate Quiz
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- 1.How Fast Do You Drive?
Come to find out, fast drivers tend to get more speeding tickets and into more accidents. Crazy Right?11 questions remaining.
- 2.How Many Years Have You Been Driving?
Experience matters! The longer you have been driving, the less risky you are to insurance companies.10 questions remaining.
- 3.How Many Driving "Incidents" Have You Had In the Past 5 Years?
By incidents we're talking about traffic violations such as speeding tickets, fender benders and DWIs.9 questions remaining.
- 4.Are You A Guy or a Gal?
Sorry guys, statistics show women are safer drivers overall.
It may not seem all that fair, but insurance companies will always side with the numbers.8 questions remaining.
- 5.How Old Are You?
The numbers are in! Drivers under 25 are riskier to insurance companies.
Drivers 50 to 65 are as safe as they come.7 questions remaining.
- 6.Do You Currently Have Car Insurance?
The fact that another party has decided to insure you adds an extra layer of
comfort for insurance companies.6 questions remaining.
- 7.Do You Own a Home?
Home owners get a little benefit from insurers.
If you own a home you also have a greater opportunity to lower your rates by combining
your auto and home policies with the same company.5 questions remaining.
- 8.How Fancy Is Your Ride?
An inexpensive car will cost less to insure than a high end luxury car with all the bells and whistles.4 questions remaining.
- 9.What is Your Credit Score?
In some states insurance companies will look at your credit score to assess risk and insurance rates.3 questions remaining.
- 10.Do You Own More Than 1 Vehicle?
There can be some cost benefits to insuring more than 1 vehicle with your insurance company.2 questions remaining.
- 11.How Many Miles Do You Drive Per Day (Average)?
The more miles you log behind the wheel the higher opportunity there is for a ticket or accident.1 questions remaining.